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| Provider | Plan | Rate (¢/kWh) | Term | Green % |
|---|---|---|---|---|
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Verbena 13 | 14.1¢ | 13 mo | 29% |
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Verbena 12 | 14.5¢ | 12 mo | 29% |
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APG&E Fixed 12 | 16.3¢ | 12 mo | — |
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APG&E Fixed 14 | 16.4¢ | 14 mo | — |
Top 10 diverse plans · Max 2 per provider · View all plans
Your electricity in zip code 75156 is delivered by Oncor Electric Delivery. Since this area is deregulated, you can choose your retail electricity provider while Oncor Electric Delivery maintains the power lines and handles outage restoration.
Mabank, Texas (zip code 75156) sits in Kaufman County — a growing rural community of about 4,050 residents with full access to Texas's deregulated electricity market. That means Mabank residents aren't locked into a single utility's rates. Instead, 48 retail electric providers compete for your business across 372 available plans as of March 2026, with rates starting as low as 7.9¢/kWh. Electricity delivery is handled exclusively by Oncor Electric Delivery, which maintains the local poles and wires infrastructure. Oncor's delivery charges are state-regulated and identical no matter which retail provider you choose — so every dollar of difference between plans goes straight to your bottom line. With this level of competition, shopping your rate regularly is one of the smartest financial moves a Mabank household can make.
The most competitive rate currently available in Mabank's 75156 zip code is 7.9¢/kWh, offered through the GridPlus 12 plan from Chariot Energy. That figure stands well below the area's average rate of 12.8¢/kWh across all 372 available plans — a gap of nearly 5 cents per kilowatt-hour. For a household using 1,200 kWh per month, choosing the best available rate over an average-priced plan could mean saving roughly $60 every month, or over $700 annually. The wide rate range in this market reflects differences in contract length, renewable content, and provider pricing strategy. With 290 fixed-rate plans and 78 green/renewable options available, Mabank shoppers have substantial flexibility to align their plan with both their budget and their values.
Contract length has a meaningful impact on what you'll pay in 75156. Short-term plans (1–6 months) currently average 10.9¢/kWh — the most affordable average tier right now and a smart choice for renters, residents anticipating a move, or anyone who wants to stay nimble as market rates shift. Medium-term plans (7–18 months) average 12.9¢/kWh, offering rate stability for about a year without a long commitment. Long-term plans (19+ months) average 13.5¢/kWh — the highest average tier currently, though they provide maximum protection against future rate increases. Given that short-term averages are currently beating both medium and long-term averages, Mabank residents may benefit from locking in a competitive short-to-medium term fixed rate and reassessing in 6–12 months.
Mabank's 75156 zip code benefits from a highly competitive retail electricity market. With 48 active providers, consumers have genuine negotiating power — providers must price aggressively to earn and retain customers. Well-known names serving this area include Chariot Energy, TXU, Reliant Energy, Direct Energy, Gexa Energy, Frontier Utilities, Good Charlie, Rhythm Energy, Payless Power, Constellation Energy, Champion Energy, and CleanSky Energy, among others. This diversity means you'll find everything from budget-focused plans to 100% renewable options, prepaid electricity, and plans with bill credits at specific usage thresholds. Comparing plans side by side — especially the Electricity Facts Label (EFL) for each — is essential, as promotional pricing can look attractive at one usage level but shift significantly at another.
Regardless of which retail provider you select, your electricity will be physically delivered by Oncor Electric Delivery (ONCOR), which serves the North zone covering Mabank and the broader Kaufman County area. Oncor's delivery charges — covering transmission, distribution, metering, and grid maintenance — are set by the Public Utility Commission of Texas and are identical across all providers. To reach Oncor for outages or delivery issues, call 1-888-313-4747 or visit oncor.com. Switching providers is free, causes zero service interruption, and typically takes effect on your next scheduled meter read date. You'll need your ESIID (Electric Service Identifier), found on your current electricity bill, to enroll with a new provider.
It's worth noting that neighboring urban markets — including Dallas, Fort Worth, Arlington, Plano, and Irving — currently show average rates around 9.9¢/kWh across roughly 27 providers each. Mabank's broader average of 12.8¢/kWh is higher, but the area's best available rate of 7.9¢/kWh actually undercuts those metro averages significantly, demonstrating that active shoppers in Mabank can access rates competitive with — or better than — major DFW cities. Seasonal demand typically peaks in Mabank during July and August, when East Texas heat drives air conditioning loads higher. Locking in a fixed rate before summer is a common strategy for households looking to avoid potential rate increases during peak demand months.
Starting at 14.1¢/kWh
2 plans available
Starting at 16.3¢/kWh
2 plans available
Lock in a 12- or 24-month fixed-rate plan before June, when summer demand across ERCOT peaks and variable rates can spike. Mabank's humid lakeside summers mean your AC runs longer than you'd expect — price certainty is worth paying for.
Always review the Electricity Facts Label at both 1,000 kWh and 2,000 kWh usage levels. Many plans include bill credits that only activate above a threshold, making the real per-kWh cost very different from the advertised rate for lakeside homes with multiple window units.
If you own a Cedar Creek Lake cabin that's only occupied on weekends or seasonally, a no-deposit, month-to-month variable plan may save you more than a long-term contract — especially if you can tolerate some rate fluctuation during off-peak months.
Install a programmable or smart thermostat and set it to pre-cool your home between 6–9 a.m., before ERCOT peak pricing hours kick in (typically 2–7 p.m. in summer). This strategy can meaningfully reduce demand charges and lower your overall bill in East Texas heat.
Take advantage of Oncor's free energy efficiency programs, including rebates on smart thermostats and high-efficiency HVAC equipment. These incentives are available regardless of which REP you've chosen, since Oncor administers them as the regulated TDSP for Mabank.
As of March 2026, the most competitive rate in Mabank's 75156 zip code is 7.9¢/kWh, offered through the GridPlus 12 plan from Chariot Energy. That's well below the area's average of 12.8¢/kWh across all available plans.
Oncor Electric Delivery (ONCOR) handles all electricity delivery in Mabank. Oncor maintains the local wires and poles regardless of your retail provider. For outages or delivery issues, contact Oncor at 1-888-313-4747.
Contact your chosen retail provider with your ESIID number from your current bill. Switching is completely free, causes no service interruption, and your new rate typically activates on your next meter read date. Oncor continues delivering your electricity throughout.
Current market conditions in the Oncor territory favor short-term pricing. Short-term plans (1–6 months) average 10.9¢/kWh, while long-term plans (19+ months) average 13.5¢/kWh. This reflects current wholesale market dynamics, though conditions can shift seasonally.
Yes — 78 green or renewable energy plans are currently available to Mabank residents in the 75156 zip code. Providers like Chariot Energy, Rhythm Energy, and CleanSky Energy offer renewable options, often at rates competitive with standard fossil-fuel plans.
No. Oncor's delivery charges are regulated by the Public Utility Commission of Texas and are identical for every retail provider. Only the energy supply portion of your bill changes when you switch providers, so comparing plan rates directly reflects real savings potential.